Broker Check

Retirement Story

Client Centered

How We Assist:

We are committed to assisting various individuals to understand how they can maintain their lifestyle in retirement and give them the confidence they need to take care of themselves or their families, while living their life today.

We Assist with Retirement Planning by developing multiple scenarios to help determine some of the following:

  • Appropriate funding levels for retirement

  • Present Value/Future Value impact of particular financial decisions (e.g., Private vs Public schools, Renting vs Owning, Upsizing or Downsizing, etc.)

  • Optimal investment planning structure and allocation to pursue your specific goals

  • Appropriate estate planning strategies

Client Story:

As the days of working as an upper-level executive for a multinational chemical corporation were winding down, a stress-related health issue materialized that forced the client to seriously consider retiring sooner than anticipated. Though she and her husband had done a great job planning and saving, that irrevocable decision is always a frightening one.

After updating and stress-testing their retirement plan together, we were able to show her that she could retire with a high confidence level and, most importantly, focus on her health. That confirmation of knowing they had achieved financial independence and she could retire with conviction, was priceless! It alleviated a lot of her stress, allowing her to begin to heal and enjoy life again.

While the goals our clients share with us are as varied as Ben and Jerry’s Ice Cream flavors, the universal goal among all of them is financial independence. We use this term rather than retirement because the landscape has changed dramatically in the past 30 years. Those leaving their primary employment in their 60s have a reasonable chance of enjoying another 20 to 30 years of life. Most are not looking for an extended vacation, but rather a lifestyle that gives them purpose, meaning, and fulfillment. Financial independence gives them the security to be able to do that, regardless of the type of lifestyle chosen. We want to know what the vision is for your “next phase.” Only then can we really understand how to build a plan to help you realize that vision.